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Home Lending Officer-Albany | Accounting & Bookkeeping Service in Albany CA | 3713041737

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Home Lending Officer-Albany

Location:
Albany, CA
Description:

Citi, the leading global financial services company, has some 200 million customer accounts and does business in more than 100 countries, providing consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management. Additional details may be found at Apply now on company web siteorhttps://online.citibank.com/US/Welcome.c.Position Summary:Consult with customers about their financial situation, financial and personal objectives and lending needs for the purpose of helping them achieve their home ownership goals.Position Responsibilities:• Collecting and analyzing info about the customer''s financial situation, financial and personal objectives, tolerance for risk and change, plans for the future, income, assets, debts, cash flow, and credit history. • Analyze financial info for customers to make an initial assessment regarding whether the customer and the property may qualify for a particular lending solution. • Make recommendations to customers about which lending solutions would best meet the customers'' financial and personal objectives. • Advise customers about the consequences, risks, and benefits of alternative lending solutions. • Promote Citi''s brand, and promote Citi as the provider for lending and other financial solutions. This includes promoting Citi and its financial services to real estate agencies, builders, other referral sources, and customers. • Visit customers outside of Citi''s offices, with such visits to vary from HLS to HLS based on clientele, geography, market conditions, and other factors. • Work as a team with other Financial Center personnel. • Refer customers who seek financial services other than lending solutions to the appropriate Citi professionals. • Partner with Operations teams to ensure the seamless transfer of the loan application in order to provide documents to the Processors and acquire any additional details needed by the Processors and/or Underwriters. • Work with Processors/Closers and customers to ensure the timely closing of the customer''s loan. • Go outside to key referral relationships (Realtors, CPA''s, Builders, etc). to drive mortgage business into the bank.The info listed within this description summary is intended to indicate the general nature and level of work. It is not designed to contain or be interpreted as a comprehensive account of all the responsibilities, and/or min qualifications required of an employee assigned to this position.
Category:
Accounting & Bookkeeping
Posted:
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