Serving Camden, Burlington and Gloucester Counties
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Due to economic conditions, many people are facing difficulties. If you are behind on your mortgage and facing foreclosure, you may be wondering what your options are. Here are a few frequently asked questions about foreclosure and short sales. Questions and Answers What is a short sale? A short sale is when the outstanding loan and liens against a property, combined with the closing costs, are greater than the proceeds from the sale of a property. In such a case, the lender agrees to accept less than the full payoff amount. How can a Realtor help me? We work with your lender to negotiate a payoff that allows the home to be sold at or below market value. I aggressively market your home to attract buyers and assist you through the entire sale process. Selling your home. Contact Roland early in the foreclosure process to at least find out how much you can get for your home and how quickly. You’re not obligated to sell, but if you decide that selling is the best option, you’ll have a head start. While selling your home may not be an attractive option, it’s better than having a foreclosure on your record, and if you have substantial equity in the home you may be able to come out of the deal with some money. Perhaps you just have more home than you can afford and after selling you can then buy a home that is within your budget. Also specializing in First Time Buyers Roland N. Farmer III Sales Associate, Realtor Prudential Fox & Roach Realtors 41 So. Haddon Avenue Haddonfield NJ 08033 (609) 685-2583 Cell (856) 616-7114 Office
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