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Migdalia Areizaga | Services Service | 7262027948

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Migdalia Areizaga

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Migdalia Lebron-Areizaga XXXX@hotmail.com (646) 306-XXXXWORK EXPERIENCE WEBSTER BANK 2011-2012 White Plains, NY Customer Service Representative/Teller*Worked with supervisor to establish individual development goals* Supported platform staff by opening new accounts and handling basic transactions* Promoted alternative delivery of services and other marketing initiatives as required* Proactively profile customer needs and matched our products' features & benefits to those needs* Participated in branch/market team meetings and sales events as scheduled* Actively retain customers: inquired about large withdrawals and customer dissatisfaction* Contributed to expense management by preventing cash overages, shortages and fraud BANK OF AMERICA-Contractor through Aerotek 2010-2011 New York, NY Home Service Specialist II* Responsible for processing of loans approved by an Underwriter* Verified conditions of approval which include customer income/assets documentation.* Resolved routine title issues including, vesting issues, child support liens, and judgement liens.* Coordinated closing activities.* Maintained a high level of customer service by being proactive in communication with customers,realtors, loan officers etc.* Responsible for clearing conditions and issuing changes to the terms on previously approved loans. WELLS FARGO FINANCIAL 2007-2009 White Plains, NYLoan Documentation Specialist*Processed and obtained real estate loan applications, income documents, insurance declarations and appraisals to process and complete mortgage loan files for two offices.* Verified all documentation for accuracy and completeness.* Liaison for ordering and re-orders of all office supplies* Maintained daily branch log, pipeline report, and canceled applications.* Communicated with customers, insurance agents, and title companies to obtain document.* Obtained appropriate authorization for payment of invoices and faxing to Accounts Payable.* Maintained office supplies and basic office equipment (fax machines, copiers, printers)* Handled incoming/outgoing mail* Greeted members, visitors, staff, vendors and assisted visitors as necessary*Translated for Spanish speaking customers ARGENT MORTGAGE CO., LLC 2003-2007 White Plains, NYUnderwriter I2 / 2*Underwrote residential sub-prime wholesale mortgage loan applications and evaluated loans in order to maximize*organizational profit and minimize risk or loss.* Responsible for analyzing credit, capacity, and collateral in accordance with established policies andprocedures.* Performed a thorough review to ensure the quality of each loan in a 24-hour turnaround period.* Understood and applied underwriting guidelines to ensure loans comply with company, investors, and regulatory requirements EDUCATION: Syracuse University Attained a Bachelor of Science degree in Marketing December 2001 COMPUTER SKILLS : Microsoft Word, Excel, and PowerPoint, Windows XP. and Microsoft Outlook.
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